Cookie Policy

At HabitatLoans.co.uk, we’re committed to providing clear, transparent information about how we use cookies to improve your experience while browsing our website.

What Are Cookies?

Cookies are small text files stored on your computer, smartphone, or other internet-enabled device when you visit a website. They serve a range of functions that enhance your browsing experience.

Cookies used on our site cannot access other data on your device, transmit viruses, or collect your email address. Each cookie is specific to your browser and device. Although some functions may be carried out by similar technologies, we refer to all such tools collectively as “Cookies” in this policy.

Cookies generally don’t identify you personally but provide useful data such as how visitors arrive at the site or approximate geographic location.

Some cookies help remember your preferences, improve site performance, or deliver relevant content. Certain cookies may store personal information—such as your username—if you choose to use features like “remember me” on login.

To learn more about cookies, visit www.allaboutcookies.org.

Types of Cookies We Use and Their Purpose

Essential Cookies

These cookies are necessary for the website to function properly. They support core features like login authentication, session control, and fraud protection.

Examples:

  • Verifying successful logins

  • Enabling smooth navigation between pages

Functionality Cookies

Functionality cookies improve your experience by remembering your preferences and custom settings.

Examples:

  • Saving your language or region settings

  • Remembering login details like user ID

Performance Cookies

These cookies help us understand how visitors interact with our website. They track data such as page views, bounce rates, and visitor numbers, allowing us to improve site performance and user experience.

Examples:

  • Identifying browser types and new visitors

  • Testing different versions of web pages for optimisation

Third-Party Marketing Cookies & Social Advertising

We work with advertising networks and social platforms (“Advertising Partners”) who may use cookies to show personalised ads. If you decline cookies via our settings, these third-party cookies will be blocked.

Social media providers may also use information collected on our site to tailor ads when you’re browsing their platforms. We recommend reviewing their own privacy policies for details and opt-out options.

Managing Your Cookie Preferences on the Website

You can manage your cookie settings via your web browser. Instructions are available at www.allaboutcookies.org.

For specific opt-out options, you can also visit:

  • Google & related services

  • Other third-party advertising providers

Use of Other Websites

Our website may contain links to other websites. Please review their cookie and privacy policies separately, as they may differ from ours.

Cookies in Emails

We may use cookies in our email communications to track open rates and clicked links. This helps us improve our emails and better tailor future messages.

To disable these cookies, adjust your email client settings—for example, by disabling automatic image loading.