Terms of Use

Updated: 25/06/2025

By accessing and using this website, you agree to the following terms and conditions:

By continuing to browse and interact with this site, you accept the Terms of Use, Privacy Policy, and Cookie Policy. If you proceed with a loan enquiry or application via this website, you consent to the use of cookies to support the functionality of our application process. Your ongoing use of the site signifies your acceptance of these terms from your first visit.

This website may contain links to external websites that are not operated or controlled by PJG Financial Limited. PJG Financial Limited takes no responsibility for the content, accuracy, or performance of third-party websites, nor for any sites they may link to. These links are provided solely for convenience and do not imply an endorsement. Use of third-party websites is entirely at your own risk.

About Us

HabitatLoans.co.uk is a trading name of PJG Financial Limited, a company registered in Scotland (Company Number: SC535782), with its registered office at:
5 South Charlotte Street
Edinburgh
EH2 4AN

PJG Financial Limited is regulated by the Information Commissioner’s Office (ICO), under registration number ZB537016.

Our Obligations

We provide our services solely to you, the end user of this site. We hold no obligations or responsibilities to any third party. If a third party interacts with our services on your behalf, our duty remains only to you. These terms are exclusive to your use of this website and do not extend to others.

Your Responsibility to Provide Accurate Information

When submitting information through this site or via any related service, you must ensure all details are accurate, complete, and truthful. We rely on the data you provide to deliver our service. If it is found to be misleading, false, or incomplete, we reserve the right to restrict or revoke your access to the site and our services.

Providing inaccurate information may also breach agreements made with lenders or partners and may result in legal consequences. You are responsible for any loss or liability that arises from misinformation provided to us.

To update your details or correct any information, please contact us at:
contact@habitatloans.co.uk

Compliance

You agree to use the forms, tools, and services on this website strictly for lawful purposes and in line with applicable laws and regulations. You must not introduce or transmit any material that could disrupt the website’s performance, including (but not limited to) computer viruses, offensive material, or defamatory content.